04/15/04 MATHEMATICS DEPARTMENT, FERRIS STATE UNIVERSITY

MATH COLLOQUIUM, THURSDAY, APRIL 15, 11:00 AM, STARR 138

INVITED Daniel Mihalko,

SPEAKER: Professor, Department of Statistics, Western Michigan University

TITLE: Credit Scoring Methodology in Banking

Abstract:

This talk will discuss the statistical methodology used in building scoring models for the banking industry. Scoring model will be defined and several examples of scoring models will be given. The use of logistic regression in building scoring models will be explained. The difference between logistic regression and linear regression will be demonstrated. The so-called ‘reject inference’ problem will be discussed.

REFRESHMENTS: 11:00 AM, STARR 138

Please visit Math Colloquium website at

http://www.ferris.edu/htmls/colleges/artsands/Math/MATH_COLLOQUIUM/ColloquiumWeb/index.html