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Workers' Compensation

Workers' compensation is the system used to provide wage replacement, medical, and rehabilitation benefits to workers who suffer a work-related injury. The State of Michigan does not ordinarily pay workers' compensation benefits. Most employers in Michigan purchase an insurance policy from a private insurance company or they are authorized to be self-insured.

When a work-related injury or illness occurs:

 Big Rapids

  1. Report work related incidents to your supervisor immediately.
  2. Complete the Employee Incident Report, with your supervisor’s assistance, and submit it to Human Resources within 24 hours. Both of your signatures are required.
  3. Your supervisor will direct you to Birkam Health Center for treatment of all non-life threatening injuries or illness.
  4. Your Supervisor will direct you to Mecosta County Medical Center for treatment of life-threatening injuries or illness.
  5. If on site emergency care is required, call 911 to activate county EMS.
  6. All follow-up appointments after treatment of life-threatening injury or illness care will be with the Birkam Health Center the next business day.
  7. Provide medical excuse slips to your supervisor after every appointment. It is your responsibility to update your supervisor and Human Resources on your progress after every appointment related to this injury or illness.
  8. Treatment outside of the Birkam Health Center, except in life-threatening injury or illness cases, pre-authorized is required by submitting an Intent to Treat form to Human Resources.
  9. Use a Mileage Reimbursement form to keep track of travel expenses related to your treatment.

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When a work-related injury or illness occurs:

Grand Rapids

  1. Report work related incidents to your supervisor immediately.
  2. Complete the Employee Incident Report, with your supervisor’s assistance, and submit it to Human Resources within 24 hours. Both of your signatures are required.
  3. Your supervisor will direct you to MED1 Occupational Health System for treatment of all non-life threatening injuries or illness.
  4. Your Supervisor will direct you to the emergency room for treatment of life-threatening injuries or illness.
  5. If on site emergency care is required, call 911 to activate county EMS.
  6. All follow-up appointments after treatment of life-threatening injury or illness care will be with the MED1 Occupational Health System the next business day.
  7. Provide medical excuse slips to your supervisor after every appointment. It is your responsibility to update your supervisor and Human Resources on your progress after every appointment related to this injury or illness.
  8. Treatment outside of the MED1 Occupational Health System, except in life-threatening injury or illness cases, must be pre-authorized by submitting an Intent to Treat form to Human Resources.
  9. Use a Mileage Reimbursement form to keep track of travel expenses related to your treatment.

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When you are at the doctor’s office, hospital or other health care facility:

All providers should send visit notes, records and bills to the following address:

 

Ferris State University

Attn: Human Resources/Workers' Compensation

420 Oak Street, PRK 150

Big Rapids, MI 49307-2020

Fax:(231)591-2978

 

  1. Medical Services under worker’s compensation cannot be paid without an itemized bill and the corresponding medical notes.
  2. Your appointment is to discuss your work-related injury only. All other conditions should be addressed at a separate appointment. Ferris State University cannot pay for services that are not related to your worker’s compensation claim.
  3. Every time that you see a health care provider, even if you’ve seen them before, remind them that your visit is for worker’s compensation and where to send the bill and medical notes to Human Resources / Worker’s Compensation.
  4. If you receive a bill from a provided, ask the provider to send an itemized bill and the corresponding medical notes to the address above.

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When filling a prescription under Worker’s Compensation:

  1. Fill prescriptions from Birkam Health Center as directed by Birkham staff, otherwise have them filled at the Walgreen's pharmacy across from the University main campus in Big Rapids.
  2. Any itemized bills should be directed to Human Resources / Worker’s Compensation. Ferris State University cannot pay for services that are not related to your worker’s compensation claim.

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How Claims are processed:

  • All claims of work related injury or illness must be reported to the employee’s supervisor and an incident report form completed.
  • All reported injuries or illnesses are investigated and/or reviewed.
  • A Worker’s Compensation claim is established.
  • The Worker’s Compensation third party administrator determines if the established claim can be compensated under the State Workers’ Compensation Act.
  • Payment of bills and employee reimbursement are made by the third party administrator.
  • If your claim is deemed compensable and you are off work, you may be eligible for wage loss benefits. Wage loss benefits are paid at a rate established by State law. You will not receive full wage for the time off work, however, these payments are tax exempt, with no deductions for State, Federal or Social Security taxes.

 

Contact Information:

Mike McKay

Phone: 231-591-2147

Fax: 231-591-2978

Email: mckaym@ferris.edu

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Medical benefits should be provided from the day of injury. During the first 28 days of treatment, your employer has the right to choose the doctor. After that, you are free to change doctors providing that you notify your employer and insurance company, preferably in writing through use of the Intent to Treat Form.

You do not need authorization from the insurance company or your employer to be medically treated, as long as the treatment is reasonable and necessary, and your claim is not in dispute.

In accordance with the Workers’ Disability Compensation Act, medical bills are subject to retrospective review of reasonable and necessary services, including length of stay. Appropriate medical records must accompany all bills.

There is a seven-day waiting period to be eligible for wage-loss benefits. If your wage loss lasts longer than seven consecutive days (including weekends and holidays), you are entitled to benefits starting on the eighth day. If your wage loss continues for 14 days or longer, you are entitled to payment for that first week of disability. Weekly benefits are roughly 80 percent of your after-tax wages.

Additional information on worker's compensation may be found at the Michigan Department of Licensing and Regulatory Affairs web site.  Pertinent information has been linked below for your convenience.

 

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Treatment Locations


 Big Rapids

Mecosta County Medical Center for emergency medical treatment.

Birkam Health Center for routine injury and follow-up medical care.

Grand Rapids

Spectrum Health System for emergency medical treatment.

Med1 for routine injury and follow-up medical care.


Med1 Authorization Form Med1 Locations & Hours

 

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